Register your home

Compulsary registration of properties on the Land Registry was introduced on the Isle of Wight about 25 years ago. When people have owned their homes for longer than that, the land may remain unregistered.

Many properties up and down the UK are still unregistered, although the Land Registration Act 2002 has resulted in a growing number of first-time registrations. This process is usually triggered when the land is part of a transaction, for example a purchase of a mortgage application. Today it is estimated that 80-85% of land is now registered.

What are the real implications for the owners of the 15-20% of land still unregistered? Sometimes there are as many as three or four generations of ownership to be investigated and often there are old conveyances, missing documents and poor quality plans. Missing documents and poor plans can cause delays in the completion of transactions, particularly if you want to mortgage or sell.

Registration can also avoid anyone else clamining ownership of your land. If anyone is trying to claim ownership, this may be uncovered during the registration process. Clearly, if your land is not registered, the Land Registry cannot warn you if anyone else if trying to claim rights over your property. Registration of land can also resolve over issues such as:

- The extent of your property will be shown on a Land Registry-filed plan.
- Land Registry guarantees your title.
- Land Registry hold your title electronically, which means there are no deeds which can be lost.
- You will receive a copy of your title from Land Registry and copies can be obtained by your legal representatives electronically on your behalf when required.
- Your interest in and title to the property is protected by being part of a public register.
- You will have security and certainty as to what you own.

The Land Registry offers a reduced fee for voluntary first registration and if you would like the peace of mind of knowing that your property is protected, please feel free to speak to a member of our experience team about registration. 

Summary: 

Compulsary registration of properties on the Land Registry was introduced on the Isle of Wight about 25 years ago. When people have owned their homes for longer than that, the land may remain unregistered.